What Is a Property Survey? Everything Homebuyers Should Know

Dated: July 13 2026

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What Is a Property Survey?

Imagine buying your dream home only to discover later that your neighbor's fence is actually on your property—or that your new shed violates local setback requirements.

That's exactly why a property survey exists.

A property survey is a detailed drawing and inspection prepared by a licensed land surveyor that identifies the exact boundaries and features of a property. It confirms where your property begins and ends and shows what's located within those boundaries.

Think of it as your property's official blueprint.

What Does a Property Survey Show?

A property survey may include:

  • Property boundary lines
  • Lot dimensions
  • Buildings and structures
  • Driveways and sidewalks
  • Fences
  • Easements and rights-of-way
  • Encroachments
  • Utility locations (when applicable)

The exact information included depends on the type of survey being performed.

Why Is a Property Survey Important?

A survey provides peace of mind by helping everyone involved understand exactly what is being bought or sold.

It can help:

Avoid Boundary Disputes

Know where your property lines are before installing a fence, building a deck, or planting trees.

Protect Your Investment

A survey helps identify potential issues that could affect your property's value or future use.

Support a Smooth Closing

Many lenders, attorneys, and title companies request a survey to help verify property information before closing.

Reveal Potential Problems

A survey may uncover encroachments, easement issues, or improvements located too close to property lines before they become expensive surprises.

When Do You Need a Property Survey?

You may need a survey when:

  • Buying a home
  • Selling a property
  • Building a fence
  • Installing a pool
  • Adding an addition or garage
  • Resolving a property line dispute
  • Subdividing land
  • Refinancing (in some cases)

Even if one isn't required, having an up-to-date survey can provide valuable information.

Who Pays for the Property Survey?

The answer depends on your local market and the terms of the purchase agreement.

In many real estate transactions:

  • The seller may already have an existing survey.
  • The buyer may choose to order a new survey.
  • Sometimes the cost is negotiated between the buyer and seller.

Your real estate agent can explain what is most common in your area.

Can You Buy a Home Without a Property Survey?

Sometimes, yes.

However, skipping a survey means you could miss important information about property boundaries or existing issues that aren't obvious during a typical home showing.

For many buyers, a survey is a relatively small investment that can help prevent much larger problems later.

Final Thoughts

A property survey may not be the most exciting part of buying or owning a home, but it's one of the smartest ways to protect your investment.

Whether you're purchasing your first home, selling your current one, or planning future improvements, understanding your property's boundaries can save you time, money, and stress.

If you're buying or selling a home and have questions about property surveys or the closing process, I'm here to help guide you every step of the way.

Need guidance with your next real estate transaction?

Whether you're buying, selling, or simply have questions about property surveys, I'd be happy to help you understand the process and make informed decisions with confidence. Reach out anytime to discuss your real estate goals.

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Frank D'Ambrosia

Since 2005 I've been Helping Good People Make Great Decisions in Real Estate. I am Always working and negotiating hard to get my clients the best possible price, the best possible terms, and to the cl....

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